KJCE 1370AM>Audio on Demand>>Financial Wise 12/14/2013

Financial Wise 12/14/2013

Dec 14, 2013|

Related Audio:


Automatically Generated Transcript (may not be 100% accurate)

Good afternoon in Austin it -- that -- thing with financial wise and I am so glad you've joined me today. Listen this is a time lower reflecting with their families were preparing for Christmas. But we also need to look into what happened with our financial planning. There's so much happening right now a lot of things are coming catch a hard. They're they're -- the government met and they're making decisions about Medicare the current accounts. And there's all kinds of entitlements within Social Security. And Medicare that will affect you doing your taxes inflation. How much are going to be spending on health care. You know I know you. You're today's. Up -- coming retirement folks. And you've paid into the system all your lives you give an IRS all they're due. And you save he had been a prudent investor we've made choices that are good. And -- not to you know done wrong things and now we're being penalized. With lower benefits. They're gonna benefit people that haven't been good sabres haven't been good investors. So. You know retirements not for the faint of heart. It is really for the prudent person that studies -- understands. The economic conditions and you need a good quarterback. You need someone that's a financial planner in your life. To deal to navigate these waters that are choppy in filled with sharks. Car -- our financial our offices available to you 5122159030. Now today's retirement horizon as a citizen not for the faint of heart you must be savvy. You cannot bury your head in the sand as you know the markets are. Really turbulent right now are you sitting. In mutual funds do you know what your investment philosophy is. Can you even read your statements. What do you have inside those investment choices and mutual funds and bonds. You know if there's any hidden fees in them. You know have you looked to see if you're on track -- taken nosedive in the next downturn. Are you set to so war within coming growth regardless. Of the market folks. Now if you're not with someone who is your financial advocate and working for you then you should investigate your options. Now I'm gonna do something I've never done on the show but for the next five callers. Will give you. A complimentary. 250 dollar value of a financial review for your current strategies an investment choices. What we're gonna do for the next five callers call in. Is we're going to look at your statement and do -- very in depth too deep dive into. What are the feature paying what are the strategies that -- and what are the underlying investments. Within your mutual funds. And will that be correlated to a downturn. Or they get a growth and so war regardless. Of the market. Now those are things that we do it takes time. It takes effort it took 250 dollar value for the next five caller I will give that away so call me at 512215. 9030. This is an excellent chance for you to get complimentary practical comprehensive. Financial review of where you are -- great timing. We're gonna do the work for you and figure out where you are. You enjoy your family and where we come back together will have all that data -- you can make decisions to protect your family. It would give you a roadmap. Of where you are today. They give it almost like if you go into the doctor and you have a physical. You -- do an annual exam this could be an annual exam where you are so called me at 512. 2159030. Now sitting down with the financial advisor. Will break down the walls and it'll get you down to basics of where you are where your needs are in your lifetime of money. If you're trying to figure all this out and you're doing yourself for that's fine we worked with a lot of -- suffers and we offer them platforms that. Give them all the tools that they need to be able to make those big decisions. That there's some key elements that can really mess you up. Taxes. Installation. Market risk can really really get you when you start withdrawing those monies. So getting with the financial planner to make sure you're making good decisions is really key is still much that's happening right now that we are completely. Out of control. So sitting with someone can give decent control. Give you some certainty. You've got to do that and that's not a salesman type of an an end that's a collaborative relationship we sit shoulder to shoulder to you. And we look at where you are. We're not gonna sell you anything it caps are planning to really treat you you want to be treated we're gonna ask you the tough questions. We gonna get you look at your planning in what you've done and make sure you never ran out of money we're gonna make sure that you have an understanding. Of the strategies that you're able to read your statements and know what the investments are how would you like to have transparency. And know hey this is what it costs this is what happened this is how to earning this is let's hand me. Well I mean a whole lot of people -- hub that. And I can tell you from the folks -- walk into my office. I sit with them routinely. And many times there in tears because they've spent their whole life saving. Indian prudent savers. But now they're in an element that they don't know what to do. You know accumulation of assets is one thing but then when you moved into their retirement phase. You've got to look at so many give different things have. -- I stopped working this money's got to work forming. It's got to pay me a paycheck disliked my paycheck yet. It can't get on a bus to Las Vegas and never come home right. And Las Vegas of course being like the market. So we have to be sure. That you've got your financial house in order. That you got your risk in right proportion that the foundations of your assets are there that they're feeding you incumbent you're taking care of because there's a lot of things that can take place during that time. That can create Havoc. And if you don't remember anything I say today remember this if you wanna lose control of your life lose control of your financial life. And it's it's done I know you know people. There have been through that when they retired. And they've reached a place in their life where they thought it was all OK. And then all of a sudden a -- happened. In all the markets fell and they were depending on the stock market. We don't be one of those people folks don't bury your head in the sand. There are investment choices that are out there. That are not necessarily correlated to the stock market to give you income to give you protection from. All the elements that you might see happening in the news. To understand your choices that are being made. Now once you're part of the -- family. You will get real live communication. Newsletters information that you can use to protect yourself and your family. From pitfalls. On a weekly basis. At caps are we pride ourselves in weekly communications with our seniors with our. -- -- -- We we act as your quarterback is the CEO of your family in the financial matters. We have a select group of families that we take care of and we love freely join that group. Financial planners like us give you an accurate picture of where you are today. And where you want to be and then and only then. Do we make any recommendations for you. There's a lot of different ways to invest vote this accumulation. This commission they stockbrokers. Is insurance salesman. Those are things that you want to run from you wanna make sure that you're with a retirement specialist. It has risk investments. And risk free investments that operates with. All independents and all of that that they're not selling you -- putt toward product line. That they can go out into the open market and really pick and choose for you. And most of all folks when you go into someone's office he wanted to make sure. That they do have very good interview with -- do you. And find out who you are what your goals are before they ever make a recommendation. To call -- financial at 512. 2159030. Check us out on the web site. Capstar financial dot com that's capstar. Financial and dot com rich information. And remember folks. Some -- financial lives and their -- are otherwise. I'm season Blackburn. It. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Investor advisory services offered to global financial -- Capitol Hill -- SEC registered investment advice. Welcome back to financial wise with your posts -- at Blackburn. Hi folks and welcome back to financial wise I am series at Blackburn your host. An owner of cats are financial. Are you prepared for retirement. You know this is -- time that you're gonna sit delicate families and enjoy. Their presence in your life and really reviewed the year it's just a wonderful time I hope you're having a stress free Christmas time. -- chuckle chuckle hooked up. -- fury turning listener or new listener I went to invite you to listen to the -- gonna caps -- financial dot com. And click on the radio icon. Then you'll be directed to all the shows that we've done this will be a great time to just sit with a cup of coffee and listen to our topics. You know we pride ourselves on having great depth in these topics they deserve a pencil and paper. Because we have a mission that we want to arm you with facts that you can use to protect you and your family. And we don't take that lightly I do great preparation for each one of these shows. So go to -- financial dot com. The topics from the past our shows like the difference between an actively manage money account. And passive buy and hold investments. Another one is the difference between a commission based stockbroker that works for a big box brokerage house. Or a fee based. Registered investment advisor as an independent advisor what is the difference between those two did it takes a little bit to talk about that. So go to the website kept our financial dot com. And reviewed those and take notes because it's something that. You know -- women this every day. And I want to tell you story it was really tough I was at my office to the day and a gal came in from the radio and she was. Edit. Lunch and learn that we had hosted the office and on her appointment she brought in everything she was well dressed. Very educated woman she had spent her life folks taking care of her family and she's got a son that to -- and done a great job with their family. And she's sitting in front of me with her entire life savings. And she began to cry because she doesn't understand. The investment choices that she's and she's not sure. Of the underlying investments with her retirement plan 2015. What is that what is it doing what are the hidden fees where the costs. Am I gonna make it when then downturn happens and my set up for and come our growth. So. One of the things I want to do today as I sit in the earlier segment. Is. This is a chance for you to get -- complementary practical comprehensive financial review I'm gonna give the first five collars that colony at five point two. 215. 9030. I'm gonna give you a complementary review of what are the feature paying what's the path to your current investments are taking. I'm gonna do the greedy you enjoy your family meanwhile it to 250 dollar value and will review -- current strategies investment choices. We'll sit down with you later and we'll break down the walls and get down to basics of what do you have how is it working. Is it in your best interest -- the brokerage houses that centrist. Is this gonna give you a lifetime of money -- just gonna give you heartache in the next downturn are you depending on the stock market to grow. Are you and depending on income to feed your family for the rest of your life. Now back to this gal that came in in my office. When we sat together. You know that she is not somebody that just burst out in tears generator this is someone that. You know it's structure of how out of control she was of how. She really didn't understand -- the horizon issues about crossover into this a bridge that you're gonna walk folks from. The accumulation phase of money. And I'm so grateful for you savers you guys have saved diligently. Put money -- your -- case paid taxes. Built -- day but when you cross that bridge. Into the land of retirement or retirement planning. You have to get with a specialist. -- accumulation person isn't and in -- the intricacies. Of what's on the inside of that bridge. You know I've had 25 years of sitting with families I can tell you stories of sitting in. With namely that the gentleman worked at Enron and his wife was screaming at him in front of me. Because you put all of his money into one company. Thinking that they were gonna take care of them. You know we can't operate with old models anymore we've got to operate with models. That are going to last our lifetime to a living longer. We have modern technology in medicine that it we live longer -- we not necessarily living well. So you've got to be sure that you've got a plane running around all the things that are gonna come. You know and put holes in your purse we want to shore up those holes in your purse. Okay so call me at 5122159030. Now this -- is set -- my office. You know we went through the financial house I'd draw structured literally on the white board and I designed. Where she is of how much money in the -- the highest risk. How much money's in the walls were we've got some income maybe a little bit of moderate risk to lower risk and then what about the foundation assets. What are in net asset bases in your family. That can never be touched by market risk that can never be touched by inflation. -- -- gonna grow with you get a get a feature an income one of those foundational assets do you even know what I'm talking about. Will call my office and will figured out what do you -- 122159030. Today's retirement horizon is not an opinion apart folks. You can't haphazardly. And this the markets are going crazy volatility is at its highest. K you you got to be savvy and not bury your head in the sand and hope. That all work out. These bubbles burst. And again I'm gonna ask the question. Are you are attracted taken nosedive in the next downturn are you set to soar with incoming growth regardless of the benchmarks and market. Where -- you sitting right now. Will call my office again. I'm gonna give away something I've never done this on the show call 5122159030. And for the next five callers were gonna give you a 250. Dollar value. Of a financial review of your current strategies. And your investment choices. This is an excellent chance for you to get just a complimentary practical comprehensive review. Just like you're reviewing your family life and what you've done this year in reviewing how things have gone. Check this out. This'll give -- a roadmap of where you are right now. Now if you go to caps -- financial dot com. And you reviews some of those past radio shows they are so rich with good information folks. Our radio shows are very thoughtfully produce we we take time. And we want you to you don't really have a pencil and a piece of paper and write stuff down this isn't just. You know hey we're selling stuff by this sets up the show this show is about comprehensive. Good information that you can use to protect your family. Now some of the past shows -- we've had great attorneys. There have been on online. And the attorneys were talking about -- vs trust estate planning issues legacy planning issues. In comes verses growth risky investments. -- risk free investments. Now listen folks these are serious. Times these are times to really evaluate where you are it's Christmas time. This is a great time to take a cup of coffee. And give us a call would do a complimentary financial review for you call me at 5122159030. And remember folks. Some of the US financial lives and no arrest and are otherwise I'm season -- -- If you're planning for retirement you have lots of questions how long moment money laughter. -- even need to support long term here I avoid unnecessary taxes that the most important question is did. Can I get retirement planning and advice I can trust. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Investor advisory services offered to global financial -- Capitol Hill seem SEC registered investment advice. Welcome back to financial -- with your -- Suzanne Blackburn. Welcome back MC's Jeff Blackburn with financial rise. And you know -- next week is going to be really deep into the Christmas season. And I'm gonna go into some of the facts and figures next week of social security. And what's happening in our government right now while we're out. Preparing Turkey dinner isn't buying gifts for our grand kids. The government is working diligently. And believe me folks if you don't have a plan and they shared do. And so I want to reveal. Some of those things that are happening in our government. That could really benefit you or could be treacherous waters and cost you money. Those of you did have saved him in diligent savers you know they they evaluate. Our Social Security based on the income that we show our 1040. So if you're somebody that makes a large income on the 1040. Then some of our benefits are going to be cut or diminished. Or reduce completely. And so part of the show -- wanna talk about is what's happening with those senior issues this front and center. Are your benefits on the chopping block. OK some entitlement reform. Similar things really talk deep dive into that next week so be sure listen next Saturday. At 130 to financial wise with season Blackburn. Now call my office at 2159030. And what I invite you to do is. Takes some time call me and we will do a complimentary financial review. Of all your current strategies investment choices. We can tell you without a shadow of the doubt with the feature paying the -- your current investments -- on. And you know I wanna know if you're on -- taken nosedive in the next market downturn. Are you set to -- With incoming and growth regardless. Of those benchmarks. So it's an excellent chance as I said first practical financial review and it's complementary give me a call 512215. 9030. I've never done that on this radio show before but I I thought this was a good time to review. And again go back to our website WW dead yeah. Dot caps are financial dot com and look over those radio shows we've done. Great rich topics we take great pride in the date information that we give you to protect yourself I've done multiple interviews with all the campus from KV you can watch me on video. You continue to KV segments that we've done as well. And those are great information. To help you. Estate planning tax planning financial planning are you with the right advisor -- you with a stockbroker. Are you paying commissions are you in a fee based relationship. Will explain all that. Now it financial wise. We want you to be armed with the facts so you can protect your family it's Christmas time I know family's important and I want to wish you and your family. The best of holidays enjoy this time with your family and remember folks some folks have financial wise. And the rest are otherwise I'm season black. And Merry Christmas. Yet. No individual tax legal lower investment advice is given an investment advisory services offered through global financial private capital. LLC and SEC registered investment advice global financial private capital has no affiliation with the news agencies represented here the views expressed do not necessarily reflect the views of global financial private capital global financial private capital. Makes no representation or warranty is about the accuracy reliability. Completeness or timeliness of the continent. Not recommend or endorse any specific information contained -- insurance services and products offered through -- financial LLC -- insurance and annuity product guarantees are subject to the claims paying ability of the issuing company any comments regarding safe and secure investments -- guaranteed income streams refer only to the fixed insurance products. They do not recur in any way to securities or investment advice -- Global financial private capital LLC in capstar financial LLC or unaffiliated -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Come investor advisory services offered through global financial broad Capitol Hill CNET since he registered investment advisor shock. Kathleen civilians. Stopped by Miami and North Shore hospital and she got to watch a couple of rolling on the web site with the help -- the navigator. -- -- everything was going to be fine but I the second table to screen said sorry system temporarily down again -- -- says that's OK don't come back up. That happens every day. Really how many times we got to fix this website without realizing he got to scrap the whole thing. -- the afternoon support on talk thirteen seventy. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- This is -- Sean Hannity show. My faith in government has never been lower in my entire life. I have a greater appreciation. And understanding. Of our founders and our framers admonition. Not to grow and empower the federal government more than ever before I'd recognize the wisdom. Of leaving power to the states to decide what works best. For -- Sean Hannity weekday afternoons at four on talk thirteen seventy. Local experts who know their business I have doctor dale Weisman in the studio with me today good morning Lindsay we're gonna be talking about yeah. How to treat high blood pressure naturally -- thirteen. Southern part of the issues in trying to diagnose people with high blood pressure and treating them naturally rather than. Resorting to a simple pill liberalize -- -- or whichever one you give weekends were made -- lines local -- the creation that I need to keep your reason now to enjoy the rest of my Sunday talk thirteen seventy. -- -- love for you to speak. More generous -- -- Higher income earners there's -- meaningful direct benefit when your income tax you. Donations for the year and if you are someone who has investments restaurants there's a special double tax benefit it's incredible. Since each weeknight at eleven. On talk thirteen seven you can look.